Financial Education Services (formerly VR Tech Marketing Group) offers a wide variety of financial solutions concerning credit, Debt and estate planning.
Thursday, December 15, 2011
Friday, December 9, 2011
How Long Does it Take to Improve Credit Score
How long does it take to improve credit score is a question I get quite frequently. The answer to this question can and will depend upon the individual personal credit profile and situation.
Please click here for more information.
Saturday, October 8, 2011
Credit Repair Will Save You Money
Credit Repair will save you a lot of money. Most people don't realize how much money is being wasted as a result of there bad credit scores. In today's economy your credit score is a critical factor.
Please click here for more information.
Thursday, August 19, 2010
Credit Repair Miami Fl - Why is it important to fix your credit?
"Credit" today is the single most important factor and the simplest way for a person to save a tremendous amount of money. Most people don't realize that life will just cost you more today if you don't have a great credit score. Many people will lose or miss out on opportunities to make more money whether it's a new job or a promotion at an existing job just because they have less than perfect credit.
The amount of savings that a person can experience on things like insurance premiums alone can make a huge difference between being financially successful or not. We have seen that people with bad credit can pay up to 143% more than a person with good credit. On the contrary if you have a perfect credit you are actually given discount up to 31%.
Read the MSN article for in depth details on auto insurance. http://editorial.autos.msn.com/article.aspx?cp-documentid=435604
When you couple this with the interest rates on home loans and auto loans it really turns into a tremendous amount of potential savings.
Read how having a great credit can potentially save you a million dollars. http://badcredittogreatcredit.com/1million.aspx
If you were to take the monthly savings from having a great credit score and set up a retirement fund, pay additional money towards current debt, set up a college fund for your children or just simply add additional money to your monthly budget you would be far better off and start to enjoy a more fulfilling life. Having Great credit and managing your finances well can take you to your financial freedom sooner than later or may be never.
Tuesday, August 17, 2010
Credit Repair Miami Fl - What can I do to help with my credit?
You are one of very very few people who even think about taking this initial step to improving their credit. You are actually looking for help to understand how you can improve your credit, you are now in the top 10% of the population. In today's video tip we are going to talk and share the insides of what you can do to improve your credit.
The credit repair process by itself is a great start to reestablishing your credit but by itself is not the complete solution. Credit repair is only one part of the entire process and in order for you to really improve and maintain their credit they need to incorporate other strategies as well.
Credit scores are influenced by 5 general factors, Payment history, Amount of debt owed, length of credit history, Types of credit used, Inquires or new credit.
While information on your credit report is being removed or corrected as a result of being inaccurate keep the following in mind:
* Keep making payments the payments on of before time as that is the most important factor that is counted towards your score.
* Make sure you are not applying for new credit and if you have to then limit the number of applications as you know each application is a negative hit towards your credit score.
* Do not close any established accounts, and
* Reduce your overall debt load and you know keeping your ratios to less than 30% is the best way to build your credit score.
Following the above plan, your credit scores will feel the positive impact and adjust positivity.
I hope you found this information helpful.Sunday, August 15, 2010
Credit Repair Miami Fl - Will repairing credit help financially?
I am going to answer this question by asking you the question!
"How do YOU think repairing Your credit will help you?"
Your credit score determines what you pay for products and services you use every day. By increasing your credit score you will reduce the cost of these items. The thing to remember is that not only are major purchases affected by your credit score but even the little things that you do and use each and everyday as well as throughout the year.
Some of the little things that can add up and can nickel and dime you to being broke each month are credit card interest rates, security deposits required for things like utility services, not being able to rent a car, auto and home owners insurance premiums and missed opportunities not limited to just employment or simple loans need to support potential opportunities.
Repairing your credit will put you on the path to financial freedom. A whole new set of opportunities will open for you.
Friday, August 13, 2010
Credit Repair Miami Fl - What new opportunities will I have?
I am going to answer this question in two words ENDLESS OPPORTUNITIES!!! You will become UNSTOPPABLE!!!
Once you have a 700 or better credit score a whole new world will open up for you. You will have available to you just about every opportunity you can imagine. You will no longer have to pay a premium for everyday services that you already use. You will keep more money in your pocket and household to buy the important things you need as well as have more money for emergencies.
Having a great credit score will change your entire outlook on life...you will have a new found confidence that there is nothing you can't do or will be denied because of bad credit...like will be unstoppable!
So the question becomes, what do you want to do? Start a new business, set up a retirement fund, start an education fund for your children, travel?? The options are endless and only limited by your thinking.
If you are thinking of starting a new business, contact us and we will show how YOU can become UNSTOPPABLE in your own business and take YOUR LIFE to the levels ONLY YOU CAN IMAGINE!!