Credit Repair Miami Fl - Can I legally Repair my Credit?

Is Credit Repair Legal?

Absolutely. The Fair Credit Reporting Act allows anyone to dispute inaccurate items on their credit reports. There's nothing we do that you cannot do yourself when it comes to fixing your credit situation. Individuals can restore their credit on their own but this can take time and a lot of knowledge when it comes to the credit laws.

Almost every person even remotely thinking about getting their credit repair today worries about the legality of the process. In today’s video we are going to discuss this very key topic.

Credit repair is legal and the FCRA provides the guidelines that must be followed in order to correct any errors on a consumer’s credit report.

The issue arises when companies make false claims or recommend to clients trying to fix their credit to do things that are not legal and would be otherwise considered fraud by causing the consumer to do a fraudulent act.

You want to make sure when using a credit repair service that you are dealing with a reputable company and the process that they use is legal and follows the FCRA guidelines. If they are not following the FCRA guidelines you are leaving yourself open to be taken advantage of or potentially committing fraud.