American Express Lowers Credit Limits

American Express is lowering credit limits to certain customers, not because of clients making late payments or exceeding their credit limits, but because of what other customers in their geographic area are doing. The reason given to these clients is that they live and shop in the same places as people who have defaulted on their payments (yes, this is legal - there are no laws against this practice).

As a safeguard to avoid over the limit fees and negative credit:
Know your credit card balance limits.
Don't expect your creditor to warn you or not authorize the purchase.
Enroll in balance alerts if offered with your cardholder.
Keep your credit card balances low.
If you're not sure of your credit limit, call the credit card and check.

Mark Bustamonte
Sales Director
Qualified Field Trainer
660-433-2969 Office
www.vrtmg.com/mbustamonte

United Credit Education Services Opportunity

United Credit Education Services headquartered in Farmington, MI is experiencing tremendous growth in the Credit Restoration and Credit Education market place due to the recent upheaval in the mortgage industry. Many American home owners currently and in the next couple of years will be in dire need to refinance there homes out of ARM loans and take advantage of the low fixed rates that are now available as a result of the Fed lowering interest rates in an effort to jump start the economy.

Unfortunately many Americans will not be able to take advantage of this opportunity due to increased credit score requirements by the mortgage lenders.

Not only is this an opportune time for home owners in adjustable rate mortgages but also home owners in general that have higher fixed rate loans that can potentially benefit from a lower rate and save thousands of dollars in interest payments.

In order to maximize interest savings home owners will need to be in the 680 and higher credit score range to get the best rates available.

United Credit Education Services offers programs to help home owners maximize their credit scores, remove erroneous, obsolete and unverifiable information from there credit reports.

The programs designed to home owners looking to improve their credit ratings are;

Credit Restoration
UltraScore™ (Credit Report Analysis)

These programs will help homeowners improve their credit rating and take advantage of the best possible rates available.

Due to the tremendous need in the market place for these services we are looking for consultant’s nation wide to help market these programs to consumers. Today consumers are effected by there credit scores more then ever in the history of credit reporting. Everything from mortgage interest rates, auto financing, home owners insurance, utility services to employment are affected by credit scores.

If you are a motivated individual looking to add to your income or replace your existing JOB for an exciting opportunity in an industry with high demand and endless clientele then we want to hear from you. United Credit Education Services offers a great opportunity for the right kind of person.

For more information on how you can get started in this exciting industry please contact;

Mark Bustamonte
Certified Credit Consultant
United Credit Education Services

Field Trainer
866-840-2240 Toll Free
www.vrtmg.com/mbustamonte
http://www.unitedcredited.com/
mark@unitedcredited.com