Credit Repair. The SILVER BULLET?

In recent weeks I have had to address the issue of what role the credit repair process plays in helping a person improve their credit rating.

The concept of utilizing credit repair to improve your credit rating is only one part of the puzzle and requires that the client understand that in most cases simply applying the credit repair strategy is not enough. A person must be willing to do other things to outside of the credit repair process to maximize the credit scores.

When you review a clients credit profile to see if they are a good candidate for the credit repair program we must first understand what the total profile of the client is.

• Does the client have a job?
• Do they have any additional accounts open that report to the credit report?
• If so are they able to make monthly on time payments?
• What type of accounts do they have open?
• How old is there oldest delinquent account?
• Do they use a budget work sheet?
• How committed to improving their credit score are they?

These are a few of the questions that are asked in the consultation process to better understand the client capabilities as well as there level of financial education and dedication to the credit improvement process.

It is also important to understand the client’s goals and expectations. If you don’t know this you are potentially setting yourself and the client up for failure. Clients need to have a realistic expectation of the credit repair process and any changes they may have to make in how they handle there finances.

The credit repair process often requires the client to re-establish new types of accounts to begin the rebuilding process. The effect of good payment history reporting to the credit report along with the deletion of unverifiable, obsolete and erroneous information from the credit report will have a profound effect on the credit scores.

Correcting one’s credit in many cases also means re-training a client in the way they handle and think about there finances. United Credit Education Services provides the necessary tools along with the credit repair process that allows a client to get proactive in the credit repair process by providing valuable financial education.

In closing the answer is this; Credit Repair is not the SILVER BULLET. It takes a combination of things all happening at the same time to improve the credit scores. It won’t happen overnight, but if you employee a series of tactics, one being credit repair, your chance of success increase dramatically!

For more information contact:

Mark BustamonteTri-Star Consulting Group
Certified Credit Consultant
http://www.tristarconsultinggroup.com/
http://www.fixmycreditanddebt.com/
866-840-2240 Toll Free
mark@tristarconsultinggroup.com

Tri-Star Consulting Group, LLC Press Release

San Francisco, California… August 19, 2007…. Tri-Star Consulting Group, LLC was formed this year and very quickly became a full licensee of products and services developed over the years by Financial Freedom International, Inc. a significant player in the personal debt and mortgage elimination arena.

Their combined vision and effort is to help people to achieve their uniquely individual financial purpose. The keys to achieving your financial freedom are:

• Define your Financial Purpose.
• Remove the Obstacles in Your Way (Debt).
• Consistently Apply Proven Financial Principles & Build Wealth.

Who are the principals of Tri-Star Consulting Group, LLC?

• Brian Green a resident of Maryland. Brian was an Economic Major at Frostburg State University. He is President and C.E.O. of the Diligence Corporation. More over he is a Licensed Mortgage Originator- State of Maryland, Experienced Mortgage UnderwriterExperienced Mortgage Processor and Certified Debt Counselor since 2000.

• Mark A Bustamonte a resident of Missouri. Mark is the Corporate Trainer for new representatives with VR Tech Marketing Group. He is a Certified Credit Consultant for 8 years – Certified thru Central Michigan University. Mark instructed a 12 week EAP Approved Credit Repair and Debt Management Courses for UAW – United Auto Workers (St. Louis and Kansas City Assembly Plants) and is Certified Mortgage Planning Specialist – CMPS Institute

• W. Jay Williams a resident of Georgia. He earned a B.S. Management, U.S. Air Force Academy and served 5 years as Air Force Acquisition and Procurement Officer.Jay is the owner of Platinum Financial Group, LLC, and GA Licensed Mortgage Broker Company. He has 8 years of Mortgage Origination Experience, 11 years of Real Estate Investing and has Bought, Sold and Managed Over 40 Properties.

Financial Freedom International, Inc. was co-founded by John Rivera & Carol Walker. For the past decade they've worked together on the vision of a debt-free America, which they believe is one key to successfully fulfilling our individual and national destiny of pursuing wholesome stewardship of natural resources and greed-free prosperity. http://quikonnex.com/channel/item/28375 Meet The Founders.

Tri-Star Consulting Group, LLC will market products and services aimed at educating and implementing solution for clients to overcome problematic areas that have become present-day epidemics to over 75% of American consumers. These areas include an abundance of debt, poor credit ratings and the lack/loss of homeownershipThe following issues are challenging everyone since 42% of monthly incomes go towards interest payments:

• Financial Health - Living on less than they earn
  
• Financial Fitness - Keeping more of what you earn by developing sound money-management habits.
  
• Financial Freedom - Freeing up what they have and will yet earn, by getting out of debt and managing their assets wisely.
  
• Financial Retirement - Enjoying what they have earned, because they now have BOTH time and money.

This is only possible when the first three pillars are complete.

Roadmap To A New Paradigm:

1. No out of pocket costs or obligation to receive an analysis of yourfinancial profile.
2. Often no out of pocket cost for our elimination services.
3. There is usually no change in the amount of your monthly payments.
4. Mortgages paid off in an average of 6-12 years.
5. Most consumer debts (credit cards, car loans, student loans, and more) paid off within 6-12 months.
6. Clients can totally payoff of all your debts including Mortgages 6-12 years average.
7. Debt elimination strategies work for Individuals, Families and Businesses.
8. This is NOT a debt negotiation or debt management service that ruins your credit.
9. Working with us actually increases your credit rating.

The Tri-Star Consulting Group, LLC and Financial Freedom International, Inc. are committed to helping you live your life debt free. Join us, learn more and welcome to a new paradigm (a new way to think) about Financial Freedom.